Your workplace 401(k)

The easiest raise you'll get this year is one you're already being offered.

Your employer will add money to your retirement account when you contribute to it — but only if you're in the plan and contributing enough to capture it. Here's how it works, in plain English.

Your contribution
+ Employer match
Money you set aside Free money your employer adds

No cost, no pressure — just help understanding your own benefit.

The free-money check

Are you leaving employer money on the table?

Every dollar of match you don't capture is money that's gone for good. Move the sliders to see your numbers.

Employer match calculator

Estimate the match you're earning — and the match you're missing.

Not sure of your match formula? A common one is “100% of the first 4%.” Connor can confirm yours.

You contribute / year
$1,650
Employer adds / year
$1,650
$1,650
+$1,650

Hypothetical illustration for educational purposes only; not a guarantee. Your plan's actual match and eligibility rules apply.

Why this matters

Three reasons to start — or start doing more — today

The match is free money

It's part of your pay you only get if you contribute. Miss it, and you're turning down a guaranteed return you won't find anywhere else.

Time does the heavy lifting

Money invested today has decades to grow. Waiting even a few years can cost you tens of thousands by retirement.

It costs less than you think

Because contributions can come out before taxes, a bigger contribution shrinks your take-home pay by a surprisingly small amount.

Here to help

Questions about your plan? Ask Connor.

Enrolling, changing your contribution, or just want a second opinion — it's a quick, no-cost conversation.